My House!?!
11:15AM on June 15, 2010
Those of you who don't know, Max and I are trying to buy our first house. Well, it is Max's second, my first and OUR first house together. I think the fucked up part about it all is the fact that It is actually $500-600 cheaper than our current apartment renting situation. Everything just seems to be building up into one big cluster fuck b/c we need this.. so we can live without fear of whether or not we can pay a bill this week or that week.
Anyways, Let me back up! About a month ago, hubby and I decided we had to move. Our rent is just too much especially if I cannot find another job. We have had our eyes open for a place for the last three years, but were never very serious about it. Until then...
The first day out with the realtor, I saw nine houses. All the houses in our range were complete crap... fixer uppers with out a doubt. Most were over 100 years old and just plain scary. It's not that I had my hopes up. I knew that 100k wasn't going to get me a fabulous house, but it is disheartening when you actually step foot in them and see for yourself what is out there in your price range.
A couple days later, Max sent me a text saying he found a house online that he knew I would fall in love with. And he didn't lie. I did. It is such a cute little house and our pre-approval of $100k ment that we could make an offer. We low balled it and was surprised to get a response back from the seller accepting our offer with two exceptions.
1. The house would be "as is."
2. They wanted a specific closing date.
It all sounded like a dream come true. Everything was falling into place... at least I thought. Ever since it has been curve ball after curve ball.
* We couldn't get the closing date he wanted, but got a couple days later which he was fine with.
* The amount for the closing costs kept going up by 1 k every time we called.
* The first loan we applied for did not get approved.
* The second loan had a closing date 2 weeks after what the seller wanted so the seller is starting to get pissed.
* Car's water pump busted so $300 later and we are back to being scared of whether or not we will have enough.
* Bank didn't send loan paperwork for second loan and when we got a call from the loan processor she not only did not know ANYTHING about what our situation was, she also informed us that they did not send the paperwork until 5 days later... so we are still not sure if we are going to get the final approval...
This buying a house thing should be illegal. This is worse torture to place on a person than water boarding. I mean I would just like to know... I mean I have already partially walked away from this house in my mind. It is the only way to cope with it all. I just want to know if we have to look else where for a new house b/c our lease is about to be up and we are about to not have a place to live. Ugg!
So now you know why I have been so stressed. Its probably why I haven't been playing as often. When shit like this happens it just fucks with your head.
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